The best credit cards in Australia

The best credit cards in Australia



Today we are going to talk about the best credit cards in Australia. We know that our planet is becoming smaller and smaller daily, and it’s quite easy to buy online whatever you want to. Certainly, Australia is an amazing country, and it deserves all of our attention. If you live in that country or intend to move to there, take a look at this small list of credit cards that offer lots of benefits for you.

No matter where you live in the world, you will be able to buy, to sell, to trade different products and services, and a good credit card is essential to solve different problems. No matter what you do in your life, if you are a student or a professional, a credit card is one of the best ways of payment.

Some questions to think about: 


Have you ever had problems using a credit card?


Have you ever increased your score?

Have you ever decreased your score?


Do you know how to control your income?


Did you have a pay raise lately?

What should I do if I lose my job?


What should I do to negotiate my debts?



These are simple questions that you need to analyze in order to obtain better results in your financial life. Certainly, if you know how to balance your money, you will buy lots of different products or services and your debts will be easier to be paid. We can say that credit card might be a bomb in your hands as well, if you don’t know how to use it.

The best credit cards in Australia

St. George Vertigo credit card

It offers a good APR – 13,99%. 

%55 ongoing annual card free.

A good app to check the balance in your cell phone.

If you need to freeze your card up to 15 days, simply use your mobile phone app.


Citi Rewards Credit Card

0% p.a. for one month on balance transfers. 

Discounted annual fee of $49 in the first year.

You can pay with points for almost anything. 

Shop for points – as more you use your Citi Rewards Credit Card, better products or services will be in your hands.


ANZ Rewards Black Credit Card

Would you like to get 180,000 bonus reward points? In the first 3 months, spend $2000 on eligible purchases. It’s a good way to start your credit card.

In the first year, $0 in your annual fee. 

Why don’t you redeem ANZ Reward Points? Travel by Air New Zealand, Singapore Airlines, Asia Miles, etc. Read more details in their website.

Westpac Altitude Platinum Credit Card

If you want to get 130,000 bonus altitude rewards points, simply spend $3,000 on eligible purchases in the first three months. 

0% for 22 months for balance transfer. That’s a good advantage!

Annual card fee only $49 in the first year.

$6,000 is the minimum credit limit and $30,000 is the minimum income required.


Cales No Annual Fee Mastercard

Annual fee – $0

Purchase interest rate – 19,99%

Interest free days – up to 55 days

0% balance transfer for one year and $100 off an in-store Coles Supermarket shop.


There are excellent credit cards in Australia – now it’s your turn to choose one. The best idea is to analyze calmly each one and you will be able to make the best choice ever. Of course, there are more credit cards available, then what you need to do is to read as much as you can. Prepare for a new life as soon as possible with a good credit card in your hands!

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